Steps to Apply For CCT Loan on Your Phone-Online 2024

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Steps to Apply For CCT Loan on Your Phone-Online

To be able to apply for the CCT Union Loans, you must Be a member of the Coalition of Concern Teachers- Ghana and Have an active account – Steps to Apply For CCT Loan on Your Phone-Online

You must Create an account online, Your Regional Rep may be able to help you do this.

Login to Fund.cctghana.com
Your Login Credentials are your Staff ID and CCT Fund ID
Mobile money account number update
Bank details update
Next of Kin update, Relationship, Phone, Percentage to be given. Total must be 100%
Email update
ID Card and picture
You must also upload your national ID, Your Ghana Card, or Voters ID

After the Creation of this account on the portal, You will be able to log in to use the USSD

Dial *711*122#

Dial *711*122#
Select 1 CCT Fund option
Select Loan
Select Apply for loan
Enter the Loan Amount
Enter the Duration in months
Enter your affordability amount
Enter your Guarantor Staff ID, Yes you need a CCT member to Guarantee Your loan for you,
Take the person’s Staff ID after the Application the person has to approve for you just on his/her phone.
Select the disbursement Option either Through MoMo or Through Bank Transfer. Your number will show for confirmation, If it is correct, just select 1. Yes, correct. If It is wrong select 2. No. Cancel. login to the Online portal to make the necessary changes.
Enter the Mandate Number and pin. Click Here to Learn How to generate a mandate number
Enter your Pincode
Your Loan will be given a number with you receiving an SMS.
Contact your Guarantor to Approve for you.