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No-Fees-Stress Application Portal – Terms and Conditions

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No-Fees-Stress Application Portal – Terms and Conditions

The No-Fees-Stress Application Portal provides eligible students with access to financial support from the Government of Ghana through the Students Loan Trust Fund (SLTF). By using this portal, you agree to the following terms and conditions:

Eligibility & Application Requirements

  • You must be a first-year student pursuing an accredited program in a public tertiary institution in Ghana.

  • You must provide accurate and complete personal and academic details during registration.

  • Your information will be shared with the National Identification Authority (NIA) for verification.

  • For disbursement, you consent to the creation of a Ghana Commercial Bank (GCB) account if you don’t already have one.

  • You may be required to submit documentary evidence to support your application.

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Data Protection & Privacy

  • SLTF and its affiliates will handle your data confidentially in compliance with Ghanaian data protection laws.

  • Robust security measures will be implemented to prevent unauthorized access or breaches.

  • Your data will only be used for processing your application and facilitating financial support.

General Provisions

  • These terms are governed by the laws of Ghana.

  • SLTF reserves the right to amend these terms at any time without prior notice.

  • False or misleading information may lead to termination of access and disqualification from the program.

Contact Information

For inquiries or concerns, reach out via:


Ghana Card & Selfie Verification Instructions

To complete your application, you must:

  1. Provide a valid Ghana Card number.

  2. Capture a clear selfie for NIA verification:

    • ✅ Enable your device camera.

    • ✅ Take the photo in a well-lit area.

    • ✅ Show your full face clearly.

    • Avoid shadows, blurry images, hats, or dark glasses.

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