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Nurses can now Apply for Loans on their Phones – How to Apply GRNMA Loan

Ghana Registered Nurses and Midwives Associations has launched its online platform to aid Nurses and Midwives access loans in the conform of their Homes and when the need arises.

The digitalized Loan Application Process also came with a reduced Loan Interest Rate of 10%.

How to Apply for a Loan


  1. Check your Payslip if you have GNRA deductions. You need to be a member for a minimum of 3 months.
  2. Dial the GNRA USSD Code *928*8# to submit your N&MC PIN/AIN and your Registration Number. You will receive your GRBMA INFONET password through SMS.
  3. Download and install the GRNMA infoNet App, log in, and edit all the required fields including updating your profile picture, ID Card image, and signature.
  4. Guarantor; Get another Colleague ( you’ll need the Staff ID) who will act as a GUARANTOR to also go through steps 1, 2, and 3 thus Check payslip, Dial USSD Code *928*8#  for N&MC PIN/AIN and your Registration Number, Download and also install App and register.
  5. Generate a Mandate Code How to Generate Mandate Form / a mandate Number and pin from the controller Epayslip platform ( Mandate Code and One Tim Password OTP) would be sent to via SMSby CAGD)
  6. Check your Affordability rate from the Epayslip
  7. Log into the GRNMA infoNet App on your Phone and Select the Loan.  Click on Request New Loan and Apply for the Loan.
  8. Submit your Application if everything is complete. You will get an instant SMS from GRNMA that your Loan Application is successful. Your guarantor (Referee) would receive an SMS that She was listed as guarantor to your Loan.
  9. The Loan approval would go through the necessary administrative stages at every stage, and you will be alerted of its progress via SMS.

How to Generate Mandate Form 

To be able to generate a mandate form For a loan, Here is the procedure.

Login to your payslip portal

If you are new then you need to create an account. Click here for steps to Create an account

Select Generate Mandate Form

Click on the New mandate form

Details will be sent to you via sms the number is 70CD6123456  and OTP is 5321

You must not give this code to anyone except for official Use only.

If you cannot access your portal then you can’t have access to this mandate form.

How to Check Affordability 

How to Check Your Affordability on CAGD Epayslip Portal

To be able to check your affordability, a permissible amount you can use from your salary to contract a Loan, Here are the procedure.

Login to your Epayslip portal

If you are new then you need to create an account. Click here for steps to Create an account

Select Affordability

View details, You can also print a copy.


Can I change My Bank on the GoG (CAGD) Epayslip Portal? Read more

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Peter N. Djangmah is a multifaceted individual with a passion for education, entrepreneurship, and blogging. With a firm belief in the power of digital education and science, I am affectionately known as the Private Minister of Information. Connect with me
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