Ghana has several government and NGO initiatives aimed at empowering young people, workers, low-income households, and entrepreneurs with free training and startup capital. Here are some key programs:

Government Initiatives

1. National Entrepreneurship and Innovation Programme (NEIP)

• Provides free business training, mentorship, and seed funding (up to GH₵100,000) for startups.

• Focuses on youth-led businesses in agriculture, ICT, manufacturing, and services.

• Website: neip.gov.gh

2. Youth Employment Agency (YEA)

• Offers skills training and job placements in sectors like construction, agriculture, and digital services.

• Some programs include startup kits or stipends for participants.

• Website: yea.gov.gh

3. Ghana Enterprises Agency (GEA) – formerly NBSSI

• Runs the Mastercard Foundation Young Africa Works program, providing free training and grants (up to GH₵10,000) for young entrepreneurs.

• Also supports women and vulnerable groups with business development services.

• Website: gea.gov.gh

4. National Youth Authority (NYA) – Youth Resource Centres

• Free vocational and entrepreneurship training (e.g., tailoring, ICT, carpentry).

• Some trainees receive startup tools after completion.

• President Mahama Launches Adwumawura Program to Create 40,000 Youth-Owned Businesses

• Government  launch ‘One Million Coders’ initiative to empower youth with digital skills

NGO & Private Sector Initiatives

1. Sinapi Aba Savings & Loans (with UNCDF)

• Provides financial literacy training and low-interest loans for startups.

2. TechnoServe (Business Sectors Development Program)

• Free business training and mentorship for young entrepreneurs, especially in agribusiness.

3. Street Business School (by Care International)

• Empowers low-income women and youth with free entrepreneurship training and microloan linkages.

4. MEST Africa

• Offers free tech entrepreneurship training and seed funding (up to $50,000) for IT startups.

• Website: meltwater.org

5. Ghana Innovation Hub

• Supports tech startups with free incubation, training, and funding opportunities.

6. Opportunity International

• Provides microfinance and business training for women and youth in poor communities.

How to Apply?

• Visit the official websites or offices of these programs.

• Follow their social media pages for application announcements.

• Check with district assemblies for community-based initiatives.

Would you like help with application steps for a specific program?

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